Is there a way to comfortably retire on Social Security alone? | Smart Switch: Personal Finance

(Maurie Backman) The tricky thing about retirement planning is that it’s hard to anticipate what your costs of living will be like 15, 20, or 30 years from now. You may end up spending $1,000 a month on health care due to rising costs and multiple medical issues. Or maybe you don’t even spend half … Read more

Are S&P 500 Index Funds a Good Investment Right Now? | Smart Switch: Personal Finance

(KaileyHagen) The volatility of the stock market has many investors unsure about what to do with their money right now. Even the corporate giants have seen huge swings in their share prices, and there’s no telling when things will settle down again. That said, investing is still one of the best ways to grow your … Read more

2 differences between you and billionaires, and 1 thing you have in common | Smart Switch: Personal Finance

(Maurie Backman) Becoming a millionaire is doable even if you only earn an average income. However, becoming a billionaire is much less likely. But just because you aren’t or won’t become a billionaire doesn’t mean you can’t learn from those who are extraordinarily rich. And while you may not be able to take exactly the … Read more

Why I don’t like online retirement calculators | Smart Switch: Personal Finance

(Maurie Backman) In the course of saving and planning for retirement, you may be tempted to use different tools to see if you’re on the right track. In fact, all you need to do is search for the words “online retirement calculator” and you’ll be presented with a host of free options to determine how … Read more

Here’s what investors need to watch with fuboTV stock | Smart Switch: Personal Finance

fuboTV (New York Stock Exchange: FUBO) You are in a competitive market. But can the sports-focused streaming platform prevail by adding a sports betting component to its platform? In this clip from “IPO & SPAC Show” on motley fool live, recorded on April 11Motley Fool contributors Nicholas Rossolillo, Danny Vena, and Jason Hall discuss fuboTV’s … Read more

Before You Claim Social Security Early, Know These Rules | Smart Change: Personal Finance

(Maurie Backman) The decision to file for Social Security is not an easy one to make. That’s because your filing age will impact the amount of money you receive from the program each month. The earliest age you can sign up for benefits is age 62. However, you’re not entitled to your full monthly benefit … Read more

Here’s what investors need to watch with fuboTV stock | Smart Switch: Personal Finance

fuboTV (New York Stock Exchange: FUBO) You are in a competitive market. But can the sports-focused streaming platform prevail by adding a sports betting component to its platform? In this clip from “IPO & SPAC Show” on motley fool live, recorded on April 11Motley Fool contributors Nicholas Rossolillo, Danny Vena, and Jason Hall discuss fuboTV’s … Read more

Smart snacking for people returning to the office

With offices reopening, employees are now gradually returning to their usual work routine. While some dread long commutes and traffic jams, others are happy to return to physical offices and enjoy much-needed social interaction with colleagues at in-person meetings, team lunches, coffee breaks and more. As we prepare for this gradual return to pre-pandemic normalcy, … Read more

Climate smart money is in women by Marjut Falkstedt

If done right, climate change projects could provide a unique opportunity to invest in women’s potential. By directing financial resources effectively, the world can make significant and simultaneous progress in the fight against global warming and gender inequality. LUXEMBOURG – Women represent 43% of the farm labor in developing countries, but they represent only about … Read more

Retiring early could drastically reduce your Social Security benefits. This is why. | Smart Switch: Personal Finance

(Maurie Backman) Early retirement is a goal that many people strive for, although it can present many challenges. For one thing, leaving the workforce at a relatively young age could mean limiting the growth of your IRA or 401(k). It could also mean figuring out what to do to get health coverage if you’re not … Read more

Are you eligible for the maximum Social Security benefit of $4,194? | Smart Switch: Personal Finance

(Matthew Frankel, CFP®) The maximum possible Social Security benefit in 2022 is $4,194 per month, or $50,328 per year. While this may sound like a great stream of inflation-protected retirement income, the reality is that very few Americans qualify for such large checks from the government program. With that in mind, here’s a summary of … Read more

3 Reasons to Claim Social Security at Age 62 and 1 Reason to Wait | Smart Switch: Personal Finance

(Katee Brockman) Determining when to start claiming Social Security benefits is a big decision, and the age at which you apply will affect your monthly benefit amount for the rest of your life. Age 62 is the most popular age to file, according to a 2020 survey from the Bipartisan Policy Center, with about 35% … Read more

How to clean up finances with some automation | Smart Switch: Personal Finance

Automating financial tasks sounds like the perfect way to check mundane items like saving and paying bills off your to-do list with minimal effort. But there is a potential downside to giving up manual control. When you automate invoices, you’re less likely to review them and notice errors, or catch yourself overspending. When you automate … Read more

Outdoor cats are spreading a brain parasite to wildlife | smart news

Cat owners can keep themselves, their pets and wildlife safe by keeping their feline indoors. Gustavo Fabian Rubertoni via Getty Images A new study suggests that free-roaming cats could be to blame for spreading a potentially dangerous brain parasite to wild animals. Researchers at the University of British Columbia found that both domestic and feral … Read more